The Flood Disaster Protection Act of 1973 and the National Flood Insurance Reform Act of 1994 help protect you
from financial losses caused by flooding.
Backed by the U.S. government, federal flood insurance is available in the more than 20,000 communities throughout
America that participate in the National Flood Ins Program (NFIP).
Flood insurance provides coverage that most homeowners policies don’t coverage for damage to buildings and
contents from flooding, flood-related erosion, and flood-caused mudslides.
The NFIP provides up to $250,000 coverage for single-family residential buildings and up to $100,000 coverage for
contents. Other residential and commercial property owners can also obtain flood insurance.
NFIP flood insurance protects your most important investment–your home or business and its contents.
The insurance is considerably less expensive than federal disaster loans and it’s 100 percent backed by the
The 50 most recent National Weather Service
Headlines are listed below.